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Who Can Apply? specialise in providing finance for all. Whether you have good credit and are looking for better rates and lower monthly payments, or if you have CCJ's and defaults.

We can also help if you are self employed or a new business.

Anyone can apply! Even if you have recently been refused credit.

Can I choose a car?

Yes, go onto our website to see some of today's available vehicles.

Can I ask for a different car?

We have 150 cars in stock, but many more available. You ask for it we will find it.

Can I set a budget and an affordable weekly amount?

Yes it is available to work to weekly/monthly affordability. Fill in an income and expenditure form for your own record.

Will this help repair my credit?

Of course. This agreement will demonstrate to other lenders you are acting responsible with present and new credit you have taken out.

How do I apply?

Fill our application form or call us on 0161 3002488. This application is designed to take as little time as possible.

I'm self-employed-Can I get finance?

Yes, being self-employed doesn't stop us finding you a great car finance deal. Just give us a call or apply on line.

I have CCJ's and Defaults-Can I get finance?

Yes. Everyday we help customers who have been turned down by other lenders. Our acceptance rate is always one of the greatest.

I have been made bankrupt - can I get finance?

Yes, it doesn't matter to us if you were bankrupt, have CCJ's, defaults or even had previous cars repossessed. We can still help you. Apply today!

How long does it take to get a decision?

We will process your application on the same day and give you a decision.

How much can I borrow?

Your credit limit takes into account a number of things, such as your credit history, income, electoral role or referees. We find for the majority of our customers we are able to offer the credit limit they request.

  • CCJ's
  • Defaults
  • Ex Bankrupt
  • In a IVA
  • In a Debt Management
  • In arrears on your Mortgage

1 Apply

Apply Online by filling in your details, or call one of our advisors on 0161 3002488

2 Loan Approval

Your car loan application will be received by our finance department on the same working day. Most applications for finance are approved.

3 Choose your car

You can now choose your car from our extensive range of vehicles. All our cars are MOT'd and have service history. Visit our website to view our current stock.

4 Drive away / car delivered

Pick up your new car from our showroom, or alternatively we will deliver your vehicle to your home address. What could be easier?